edit: What you are talking about is not CC Fraud, get your claims straight.
Fraudulent Stop-Payments are CC fraud. However, you may have more experience with the nuances of this topic, so if you know a better term, let me know.
"Uh, Professor, are we even allowed in the Forbidden Zone?"
"Why, of course! It's just a name, like the Death Zone or the Zone of No Return. All the zones have names like that in the Galaxy of Terror."