[cbk1994]

The black and white contrast is too strong, it almost hurts your eyes.

Rather than using a frame, use a frameset, so that the top 20% or so is the logo, and the bottom 80% or so is the content. People could resize using the divider. This would also make it so the entire page doesn't scroll, only the content, which is what you were trying to achieve.

Change the color of links so they stand out more.

For the table, make the top row a darker gray shaded color, and then the rest of the rows should alternate between a white background and a really slight gray background.

Don't be afraid to add color, just don't make it look crazy.