[DustyPorViva]

My opinion about implementing a swear filter?
Don't try to make the "ultimate swear filter" that will catch all forms of cursing and attempts to bypass it. Players WILL bypass it no matter what kind of complicated algorithm you put in because once they see that it blocks one attempt at bypassing, they'll find another way. Complicated swear filters only create problems for those who aren't even attempting to swear because it isn't as smart as it will ever need to be.
Block what is really a swear word, and perhaps a few well-known alternatives, and leave it at that. People will bypass it, there's nothing you can do about it.