[Sum41Freeeeek]

loans won't work.
you would have to go far past the boundaries in order to make it work, and it
just slaughters the idea.
for example, people trading the loan money to other accounts, you would
probably have to make a separate money thing only make it "loan money"
and that you can't trade it, it sounds stupid.

then there is also a player can buy a bunch of items with the loan money
and tried the item itself to another account.