[calani]

D&D, graal style.
pick your race and have preset modifiers
-or-
make your own with heads, bodies, etc (or make your own)
and let the players choose their own modifiers (change points to whatever, but the +'s and -'s must add up to 0)

you want an orcish fish character with +10 strengh but 1 int and 1 cha? Go for it!
but be warned, you'll be looked at rather strangely....